Apply for your FHA Loan in South Carolina
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FHA Loan Eligibility  |  FHA Mortgage Loan Facts

Get the VA Loan that's right for you! 
Submitting an »FHA Loan Application« is the best way to see how much you truly qualify for.  We will look at income (amount and stability), credit and compensating factors involved when rendering a decision.

Generally, to be eligible for an FHA loan, you must:
  • have a valid social security number
  • have lawful residency in the United States
  • be of a legal age to sign on a mortgage in your state
  • be able to verify income, assets, liabilities, and credit history for all parties on the loan
With an FHA loan, you cannot take an ownership interest in a property without qualifying for the loan.

FHA's mortgage programs do not typically have maximum income limits for qualifying, although you must have sufficient income to qualify for the mortgage payment and other debts. Income limits may be present when qualifying for down payment assistance or other secondary financing programs (including those funded by HUD) that may be used in conjunction with an FHA loan.

FHA does not have minimum credit score requirements, although past credit performance serves as the most useful guide in determining a borrower's attitude toward credit obligations and predicting a borrower's future actions.

Prequalify for Your FHA Loan

Submitting an »FHA Loan Application« is the best way to see how much you truly qualify for.  We will look at income (amount and stability), credit and compensating factors involved when rendering a decision.

It is to your advantage to pre-qualify for your FHA mortgage loan before shopping for a home.  This is the first step in your mortgage process.  By prequalifying for a given loan amount, you can comfortably shop for a home within your price range.  In addition, prequalifying for your FHA home loan mortgage can expedite the closing of your FHA loan.  Prequalifying for your FHA home mortgage lets the agents and sellers with whom you work know that you are a determined and qualified buyer. In addition, most sellers favor offers from prequalified buyers over offers from buyers who have not taken this important step.

Prequalify for your FHA Loan Now!

Apply for a FHA loan Apply online
You can apply for your FHA loan online.
»FHA Loan Application«

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