Welcome SCFHALoan.com
FHA Mortgage
Loans
in South Carolina
How Can FHA
Help me Buy A Home
FHA insured mortgages offer many benefits and protections that only
come with FHA:
Easier to
Qualify: Because FHA insures your mortgage, lenders may be
more willing to give you loan terms that make it easier for you to
qualify.
Less than
Perfect Credit:
You don't have to have a perfect credit score to get an FHA mortgage.
In fact, even if you have had credit problems, such as a bankruptcy,
it's easier for you to qualify for an FHA loan than a conventional loan.
Low Down
Payment:
FHA loans have a low 3.5% downpayment and that money can come from your personal savings, a
family member, employer or charitable organization as a gift. Other
loan programs don't allow this.
Costs Less:
FHA
loans have competitive interest rates because the Federal government
insures the loans. Always compare an FHA loan with other loan types.
Helps You
Keep Your Home:
The FHA has been around since 1934 and will continue to be here to
protect you. Should you encounter hard times after buying your home,
FHA has many options to help you keep you in your home and avoid
foreclosure.
FHA does not provide direct financing nor does it set the interest
rates on the mortgages it insures. In order to initiate the
loan
application process fill out an FHA
Loan
Application.
An FHA insured mortgage may be used to purchase or refinance a new or
existing 1-4 family home or a condominium unit.
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What does FHA
have for you?
Buying
your
first home?
FHA might be just what you need. Your down payment can be as low as 3.5%
of the purchase price, and most of your closing costs and fees can be
included in the loan. Available on 1-4 unit properties.
more info
Want
a
fixer-upper?
FHA has a loan that allows you to buy a home, fix it up, and include
all the costs in one loan. Or, if you own a home that you want to
re-model or repair, you can refinance what you owe and add the cost of
repairs - all in one loan.
more info
Financial
help for seniors
Are you 62 or older? Do you live in your home? Do you own it outright
or have a low loan balance? If you can answer "yes" to all of these
questions, then the FHA Reverse Mortgage might be right for you. It
lets you convert a portion of your equity into cash.
more info
Want
to make
your home more energy efficient?
You can include the costs of energy improvements into an FHA
Energy-Efficient Mortgage.
more
info
Apply for
your FHA Loan
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Apply by phone
To apply for your FHA loan on a home located in South Carolina call
843-771-7210. |
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Apply online,
by fax, or mail
You can apply for your FHA loan online, by fax, or by mail.
»FHA
Loan
Application« |
»FHA
Loan Glossary«
SCFHALoan.com is owned by a private company, not a government agency, that specializes in FHA mortgage loans.
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